Why borrow to invest?

Gearing explained

Gearing is borrowing money for the purpose of investing. By adding borrowed funds to your own, you can increase your total amount available for investment. Australians have historically geared into property via a mortgage. Investors can also gear into the sharemarket as a way of having more funds to invest.

Fixing and prepaying interest

Fixing and prepaying the interest on your loan can be an effective strategy in an increasing or uncertain rate environment. A fixed and prepaid loan can assist you in managing your expenses and cash flows, along with tax planning.

Margin Loans explained

A Margin Loan allows you to borrow to invest in growth assets, such as shares and managed funds, meaning you can increase your investment opportunities more than if you using only your own funds. Borrowing additional money to invest increases your exposure to an investment, enhancing your profits and potential dividends earned if the portfolio rises.

Savings simulator

Margin Loan simulator

The power of regular investing

If you’ve got big life goals like buying a house, furthering your education, travel and retiring comfortably, you’ll need a plan to make sure you have the money you need, when you need it.

Boost client investment potential

Investors are always on the lookout for ways to boost their investment power in a tax effective way. A margin loan provides investors access to funds as well as the opportunity to fix and prepay their interest.

Boost your investment power

Investors are always on the lookout for ways to boost their investment power in a tax effective way. A margin loan provides investors access to funds as well as the opportunity to fix and prepay their interest.

End of financial year gear

Investors are always on the lookout for ways to boost their investment power in a tax effective way. A margin loan provides investors access to funds as well as the opportunity to fix and prepay their interest.