The information on the Leveraged Equities Limited ABN 26 051 629 282 AFSL 360118 ("Leveraged Equities") website is provided for Australian residents only and is not intended for access by residents of any other country. Leveraged Equities is a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879 (“the bank”).

Copyright in the information contained on the Leveraged Equities web site is the property of Leveraged Equities. This information is provided for personal use only and is not to be distributed or transmitted to any third party, in whole or in part, without the prior written consent of Leveraged Equities.

Accuracy of information
As at 15 May 2018, all information on this website has been obtained from sources believed to be accurate. The information provided on this website has not been verified and may be subject to change. It is given in good faith and has been derived from sources believed to be accurate. Leveraged Equities or any related entity do not give any representation or warranty as to reliability, accuracy or completeness of information contained on this web site and therefore all responsibility is expressly disclaimed, whether due to the negligence of Leveraged Equities or otherwise. To the maximum extent permitted by law, no entity in the Group, its agents or officers shall be liable for any loss or damage arising from the reliance upon, or use of the information contained on this website.

Leveraged Equities accepts no liability for any errors in data or other information provided by clients and transmitted through the web site, whether that error is caused by the client or any technical malfunction.

General Advice Warning
The information contained on this website is general in nature and does not take into account your personal situation. This information does not constitute financial, investment, legal, tax or other advice and may not be relevant to all investors. Investors are recommended to obtain their own independent professional advice on the risks and suitability of any investment and the taxation implications as they apply to investor’s individual circumstances. Investors should consider the appropriateness of the information to them and read the Product Disclosure Statement and product documentation available online at www.leveraged.com.au or call the Client Service Team on 1300 307 807 between 8.30am - 5.30pm (Sydney time) Monday to Friday. Examples are for illustration only and are not intended as recommendations and may not reflect actual outcomes. Past performance is not an indication of future performance.

Initial Public Offerings
To receive the Diversified LVR the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration Limit in the Secured Portfolio. Any Market Value not eligible for the Diversified LVR may receive the Standard Lending Ratio. Please call 1300 307 807 for more information. Lending Ratio - The percentage applied from time to time by the Lender in its absolute discretion to particular items of the Secured Portfolio and, if no percentage is allocated by the Lender for a particular item of the Secured Portfolio, means zero. You must confirm the Lending Ratio applicable to your Secured Portfolio prior to purchasing Acceptable Investments. Lending Ratios are set for the purpose of managing the Lender’s risk and do not represent, and should not be interpreted as, investment recommendations or advice. Maximum Units – The maximum number of units a Lending Ratio will be applied to. The Lender may at any time and at its absolute discretion, change the Acceptable Investment List, any percentage to calculate the Buffer, or any Lending Ratio in accordance with the Margin Loan Facility Agreement. The information in this document forms part of the Leveraged Equities Margin Loan Product Disclosure Statement (the PDS).

Share Builders
This information has been prepared by Leveraged Equities Limited (“Leveraged”) ABN 26 051 629 282, AFSL 360118) as ("Lead Distributor") and only for use by Financial Advisers and Wholesale Clients (as defined under the Corporations Act, Cth 2001). Leveraged Equities Limited is a subsidiary of Bendigo and Adelaide Bank Limited (ABN 11 068 049 178 AFSL 237879). The Lead Distributor does not issue or lend money under Share Builders.

Share Builders are issued by UBS AG Australia Branch (ABN: 47 088 129 613, AFSL 231087) ("UBS" or “Issuer”). A Master Product Disclosure Statement and Term Sheet have been prepared by the Issuer which are dated 16 October 2015 and can be obtained by clicking here or contacting the Issuer on 1800 633 100.

Any obligations of UBS under Share Builders are not deposits with or liabilities of the Lead Distributor or any other member company of the Lead Distributor. No member of the Lead Distributor in any way stands behind or guarantees the performance of Share Builders or any investment acquired using money borrowed under Share Builders.

The Lead Distributor is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).

The information on this site is of a general nature and does not take into account your (or in the case of financial advisers your client’s) objectives, financial situation or needs.