Direct Investment Loan
Take control with a Direct Investment Loan with Rewards Plus and earn up to 300,000 Qantas Points*
Features of the Direct Investment Loan
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- Specifically designed for the self-directed investor
- Ability to integrate with select online brokers
- Our lowest variable rate margin lending solution
- Earn Qantas Points with Rewards Plus
Earn Qantas Points with Rewards Plus
Earn up to 300,000 Qantas Points per annum pro-rated with Rewards Plus. Eligible borrowers will earn 60,000 Qantas Points per $100,000 pro-rata, up to a maximum loan balance of $500,000.
The Rewards Plus feature enables you to earn Qantas Points on the amount you borrow. Points are calculated daily, paid monthly and based on your loan balance.
Our lowest variable rate margin lending solution just got better! For a limited time, new borrowers approved for a Direct Investment Loan before 30 April 2025, can open a Direct Investment Loan with the Rewards Plus feature at the same variable rate applicable to the Direct Investment Loan.
Direct Investment Loan with Rewards Plus offer rate
Direct Investment Loan Rewards Plus Offer
All you need to do is follow these simple steps:
- Step 1
Apply Online for a Direct Investment Loan and add the promo code Reward25 in the ‘Loan Requirements’ section. - Step 2
Link the Rewards Plus feature to your facility and enter your Qantas Frequent Flyer membership details. - Step 3
Start earning Qantas Points once your loan is approved!
Qantas Frequent Flyer Membership
A joining fee usually applies, however, Leveraged has arranged for this to be waived for new customers who join Qantas Frequent Flyer.
Benefits
Increase your investment capacity
Leverage an existing portfolio or create a new investment portfolio to boost your investment capacity and diversify your assets.
Diversification
Access more funds to diversify your investments into different asset classes, industries and companies.
Liquidity
Additional liquidity without selling assets so you can take advantage of investment opportunities when they arise.
Flexibility
A number of ways to pay interest and operate your margin loan facility with your other investment accounts and services.
Tax effectiveness
You may be entitled to claim an income tax deduction for some or all of your borrowing costs depending on your individual circumstances.1
Investment choice
Borrow against a wide range of ASX listed securities and ETF's.
Risks
Changes in portfolio values and interest rates
If the net return on your investments is less than your borrowing costs, then you may earn a lower return or incur a larger loss than not borrowing to invest or not investing at all. A fall in the value of your investments may trigger a margin call. There may also be interest rate changes. For example, an increase in the variable interest rate will increase your borrowing costs.
Events triggering early repayment and loan repayment
Events such as Margin Calls, market disruptions, credit limit exceeds, default events or termination can result in some or all of your loan being due for payment in a short period and/or immediately. You are also required to repay the total loan amount when declared due regardless of any net sale proceeds.
Reliance on others and legislative changes
You are reliant on the operations, policies and procedures of the lender, nominee and sponsor, as well as any authorised person or agent you appoint for your loan account. Legislative changes may also impact your facility.
Product documents
Transaction forms
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Leveraged Increase Credit Limit Requestpdf, 639 KB
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Leveraged Refinance In Requestpdf, 599 KB
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Leveraged Sweep Account Requestpdf, 994 KB
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Leveraged Fixed Interest Rate Requestpdf, 690 KB
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Leveraged Request to Exercise Executive Company Optionspdf, 1016 KB
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Nominated Bank Account Funds Transfer Requestpdf, 749 KB
Manage facility details forms
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Leveraged Change of Address Contact and Margin Call Notification Detailspdf, 572 KB
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Leveraged Change of Namepdf, 564 KB
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Leveraged Nominate Broker or Financial Adviserpdf, 587 KB
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Leveraged Nominate and Revoke Authorised Personpdf, 592 KB
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Leveraged Change Bank Account Detailspdf, 618 KB
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Leveraged Removal of Guarantorpdf, 662 KB
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Leveraged Solicitors Trust Opinionpdf, 578 KB
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Leveraged Accountants Declarationpdf, 122 KB
Investment forms
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Australian Standard Transfer Formpdf, 499 KB
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Leveraged Notification of Tax File Numberpdf, 602 KB
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Leveraged Direct Credit of Dividends and Distributionspdf, 577 KB
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Leveraged Managed Fund Pledgepdf, 577 KB
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Leveraged Managed Fund Redemption, Switch or Release Instructionspdf, 1.3 MB
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Leveraged Security Transfer Formpdf, 158 KB
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Leveraged Nominate or Maintain a Platformpdf, 134 KB
Add-on features form
Things you should know
*Earn up to 300,000 Qantas Points: This offer allows eligible borrowers to earn up to 300,000 Qantas Points per annum pro-rated with Rewards Plus. Borrowers will earn 60,000 Qantas Points per $100,000 pro-rata, up to a maximum loan balance of $500,000.
To be eligible, borrowers must (a) not be an existing borrower; (b) provide the promo code ‘Reward25’ in the Loan Requirements section of the online application for a Direct Investment Loan; (c) add the Rewards Plus Feature; and (d) have their loan approved by 30 April 2025. The details used in the application must match the details in the borrower’s Qantas Frequent Flyer account, and Qantas Frequent Flyer details that match the borrower’s details. Offer is limited to one offer per borrower and is not available for borrowers transferring from an existing loan with Leveraged Equities or that close an existing loan and open a new loan during the offer period of 26 February to 30 April 2025.
This offer discounts the variable rate for Direct Investment Loan with Rewards Plus to the variable rate for Direct Investment Loan. The discount is applicable so that the variable rate for Direct Investment Loan applies for the lifetime of the facility. As the Direct Investment Loan rate is variable, the rate is subject to change. If you take out a Direct Investment Loan after 30 April 2025 and your request to participate in Rewards Plus is accepted, the variable interest rate applicable to your Facility will increase to the variable rate for Direct Investment Loan with Rewards Plus. Visit the rates page for more information.
Leveraged Equities may vary or end this offer at any time without notice. Terms, conditions, fees, charges and lending criteria apply.
1 This information does not constitute financial or tax advice. We recommend that you obtain your own independent financial and tax advice on the risks and suitability of this type of investment and to determine whether your interest costs will in fact be fully deductible in the current financial year in your particular circumstance.
Gearing involves risk. It can magnify your returns; however, it may also magnify your losses.
The Leveraged Equities Direct Investment Loan is issued by Leveraged Equities Limited (ABN 26 051 629 282, AFSL 360118) as Lender and as a subsidiary of Bendigo and Adelaide Bank Limited (ABN 11 068 049 178 AFSL 237879). The information on this website contains general advice only and does not take into account your personal objectives, financial situation or needs. Terms, conditions, fees, charges and normal lending criteria apply.
Please consider your personal circumstances, consult a professional financial adviser and read the Product Disclosure Statement and Incorporated Statements (together, the 'PDS') and Product Guide, together with the terms and conditions applying to the product or service, before making an investment decision. To obtain a copy of the PDS and relevant information please call 1300 307 807, visit the individual product pages on this website, or contact your financial adviser. Not available for self-managed superannuation funds.
Take control with a Direct Investment Loan with Rewards Plus and earn up to 300,000 Qantas Points*
